Език: English
Stripe, Razorpay, PayPal, and many other payment services are all exploring agentic payments, but within their own ecosystems. An agent built for one platform can't easily initiate payments across another. What happens when agents need to move money across providers instead of staying inside proprietary networks?
That's where the Open Payments standard comes in. Open Payments provides a standard API for discovering wallets, requesting authorization, and initiating payments. Interledger Protocol(ILP) transports value across different payment networks. Together, they enable interoperable, cross-currency payments without requiring every wallet provider to build custom integrations.
In this talk, I'll show how I built open-payments-mcp, an MCP (Model Context Protocol) server that enables AI agents to interact with Open Payments using natural language. Through a live demo, you'll see an AI agent resolve wallet addresses, obtain the necessary authorization, generate a cross-currency quote, and orchestrate an end-to-end payment from a single prompt.
Along the way, I'll also start a conversation about how payments and authorization should work in an agentic world. What does meaningful human consent look like when an AI agent is initiating payments? And how might open standards evolve to support a future where agents become trusted participants in payment workflows?